Fundaztic Investor Program

I’m in collaboration with (Peoplender Sdn Bhd) to promote its P2P financing in bringing more investors to their platform. In conjunction with the collaboration, you’ll receive 0.1%  incentive of every RM20,000 amount invested with Fundaztic provided if you fill in my promo code.





If you are new to P2P Lending platform, then I have set out the Q&A and hope it is helpful to you.

Fundaztic is managed by Peoplelender Sdn Bhd and is a Recognised Market Operator licensed by the Securities Commission of Malaysia to operate a peer-to-peer financing platform.

The image below tells you about what’s P2P financing…

The loan approval is subject to a small group of officer or committee on conventional banking model.

Whereas this is subject to a large group of lenders who are willing to lend you their fund based on P2P financing model.

Your money is actually kept by the trustee, in this case, the trustee is Maybank Trustees Berhad. Only loan application is successfully met the criteria set, then the fund will be transferred by the trustee to the borrower.

The role of a trustee is to safeguard your money.

Fundaztic will post up the application on every Friday to allow investor for lending but I notice lately it has been extended 2 times a week. They may have more in the future…..

Fundaztic sets out as minimum as RM50 only. In order to receive incentive from me, you need to invest minimum RM20,000 and above. 

The estimated ROI is between 8% to 12% annually.

Money lending carries risk, therefore Fundaztic will also carry out credit evaluation on every applicant before they can be hosted for fund raise. 

Fundaztic will then suggest the credit score and probability of default on each applicant to let every investor for loan consideration. To understand more how it works, I suggest you sign up their platform to learn more from

In the event of loan default, Fundaztic will carry out the similar legal procedure just like bank to go after your money.

A saying ‘don’t put all eggs into one basket’, spread your money on all applications. In fact this is the most important message that I want to put across.  


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